Vanquis Bank Review.

Vanquis Bank’s products serve customers ranging from those who have had credit problems in the past, to those completely new to credit, are self-employed or have a low income. Their aim is to provide a range of credit cards that give them the options they deserve. Vanquis Bank is a responsible lender and they provide customers with support, and put in place credit limits that assist in controlling their spending. Vanquis do this by being transparent about their products and pricing, and providing high levels of customer service. Vanquis Bank is led by an experienced credit card team. It is a wholly owned subsidiary of Provident Financial plc, a leading international company providing home credit and credit cards. Vanquis is a specialist lender providing credit to an underserved market. The Vanquis credir card offers  No annual fee Up to 56 days interest free on purchases Additional cardholder/ free fraud monitoring at no additional cost – we’ll warn customers of any suspicious activity on their account Chip & PIN technology for added security whenever a Vanquis card is used Visa is widely accepted in the UK and abroad Offers convenience for paying online and over the phone A friendly and dedicated UK customer call centre As a provider that is specifically geared towards servicing customers with previous credit problems or little or no credit history their higher APR’s reflect the additional business risk posed by this area of the consumer market.